With Uplift, you can make thoughtful purchases now and pay over time in bite-sized installments.
Who is uplift?
Uplift gives you the freedom to purchase what you want now and pay over time with simply fixed installments. Some plans include interest while some are interest-free. Shop on any of our partner websites and when you’re ready to checkout, just select “Uplift” as your payment method, complete a short application, and receive a quick decision. Choose the terms of your payment plan, finish checking out, and enjoy your purchase. Then, pay over time with simple, no-surprise monthly payments.
What are the advantages of using uplift vs. a credit card?
While some credit cards charge interest on interest, Uplift charges only simple interest. If you carry a balance on a credit card, it can be hard to understand what it will cost you. With Uplift, the cost is clear at the time of purchase, with simple interest, predictable payments, and no fees.
F.A.Q.s
BELOW IS A LIST OF A FEW FREQUENTLY ASKED QUESTIONS ABOUT UPLIFT WE THOUGHT COULD BE HELPFUL WHEN DECIDING IF IT COULD BE BENEFICIAL FOR YOU.
I PURCHASED A TRIP THROUGH UPLIFT, AM I ABLE TO TRAVEL BEFORE IT’S PAID OFF?
Yes! You do need to allow a few days between booking and your departure date for things to process. Other than that, you are free to travel whenever – even before you’re all paid off.
CAN I FINANCE TRAVEL ON BEHALF OF SOMEONE ELSE?
With some merchants, you can use Uplift to purchase travel on behalf of someone else. A travel provider who has enabled this feature will be indicated with a dropdown option for “new applicant” during the application process.
WHAT HAPPENS TO MY LOAN IF I CANCEL MY TRAVEL PLANS?
You’ll need to initiate any cancellations with the travel provider first. If the travel provider’s cancellation policy allows for a refund, we’ll update your account after the cancellation is fully processed. If you are not eligible for a refund from the travel provider, you are still responsible for the outstanding balance and your monthly payments remain the same until your balance is paid in full.
DOES CHECKING MY RATE IMPACT MY CREDIT SCORE?
US Residents: When you check your eligibility, a “soft” credit inquiry occurs to verify your identity and determine your eligibility for financing. A soft credit inquiry doesn’t affect your credit score. Uplift does not perform a hard credit inquiry.
ARE THERE ANY FEES?
Uplift does not have any fees. That includes no late fees or pre-payment penalties.
FOR MORE FREQUENTLY ASKED QUESTIONS PLEASE VISIT: https://www.uplift.com/frequently-asked-questions/